omrello.

Paying rent with Avios, Virgin Points and other Visa or Mastercard reward cards

Every popular UK Visa and Mastercard reward card, from Barclaycard Avios to Virgin Atlantic Reward+, and how to earn on rent, council tax and school fees with them.

Cards2 min read

In short

  • Barclaycard, Virgin Money, HSBC and Lloyds all offer Visa or Mastercard cards that earn Avios or points.
  • Rent and other bank-transfer bills usually can't go on them, so they earn nothing.
  • Paying through Omrello turns those bills into card payments while the payee still gets a bank transfer.

UK Visa and Mastercard reward cards

  • Barclaycard Avios Plus Mastercard: 1 Avios per £1, plus an upgrade voucher once you hit the yearly spending target.
  • Barclaycard Avios Mastercard: 1 Avios per £2, with no annual fee.
  • Virgin Atlantic Reward+ Mastercard: 1.5 Virgin Points per £1, plus a companion or upgrade voucher at the yearly spending target.
  • Virgin Atlantic Reward Mastercard: 0.75 Virgin Points per £1, with no annual fee.
  • HSBC Premier World Elite Mastercard: up to 2 points per £1, which convert to Avios and other airline schemes.
  • HSBC Rewards Credit Card (Visa): points that convert to Avios and other rewards.
  • Lloyds Avios Rewards Mastercard: Avios on everyday spending.

Omrello is built for every UK-issued Visa and Mastercard, so cashback cards and plain credit or debit cards work too.

Card benefits, earn rates and spending targets change. Check your card's current terms before you rely on any figure here.

Use rent to reach yearly vouchers

Barclaycard Avios Plus and Virgin Atlantic Reward+ both give a voucher once you spend a set amount in a year. For most people the target is hard to reach on shopping alone. A year of rent on the card often covers it.

How it works with Omrello

  1. Add who you're paying: their name, sort code and account number.
  2. Pay by your card.
  3. They receive a normal UK bank transfer with your reference.

For the full picture of earning on bills, read how to earn Avios and points on rent.

Common questions

Can I pay rent with a Barclaycard Avios card?
Not directly if your landlord only takes bank transfer. Through Omrello you pay by card and your landlord receives a bank transfer.
Do Virgin Atlantic Reward cards earn points on rent?
Card purchases normally earn Virgin Points, but Virgin Money sets the rules on what counts. Check your card's terms.
Can I use a debit card?
Yes. Omrello is built for UK-issued Visa and Mastercard debit cards as well as credit cards.

Launching soon in the UK

Pay your next big bill by card.

Rent, school fees and council tax, paid on your card, while the person you pay gets a normal UK bank transfer. Join the waitlist and you'll be first in.

Join the waitlist
All guides

Keep reading